Insurance can help you pay for damage to your property or to pay others on your behalf when you injure someone or damage their property.
Insurance companies use the 'law of large numbers' to estimate the losses a certain group of insureds may have in the future.
Risk exists whenever there is uncertainty about outcome. Facing risks is part of life, and it is the basic problem insurance addresses.
Is your name on the car title? If so, your name needs to be on the insurance policy, too.
When you get a job offer, don't just consider the salary. Ask about insurance and benefits.
Renting a car during your semester abroad? Your U.S. based auto insurance doesn't apply.
You and your new roommate can share everything---except a renter's insurance policy.
Cyber liability coverage can help protect your new venture against hackers.
Your parents' homeowners policy might not protect your property in the dorm.